Indeed, the General Insurance Conditions (AVB) of travel insurance, the insured person in case of theft, the incident immediately view the police. passed without the insured too much time to display, the insurance company may later refuse to Reglulierung of the damage. The courts determine to some extent to strict standards on the duty of the policyholder. Then there are several decisions of German Local and District Courts, in which an insurance claim was denied because of delay in the display ( AG Hamburg-Altona of 31/08/2001, 315b C 44/01; AG Munich, 18.11.1999, 222 33 854 C / 98; LG Duisburg of 28/04/2004, 11 S 23/04). Whether the ad actually already too late or not but still was immediately , but is always a question of the specific circumstances of the case. The insurance companies reject claims to have frequently examined by referring to sweeping negative judgments, without damaging the circumstances of the case is actually closer. Not infrequently, claims for the involvement of a lawyer are still enforced or out of court.
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